Easy EMI for
your Purchases

Pay on EMI to merchants - through a convenient, digital process - at attractive interest rates.

Check Eligibility Now

Why Boro?

If you can conveniently pay for your purchases on EMI, at better rates, borrowed from an RBI regulated entity, then why not?

0% Interest Rate EMI

Attractive interest rates, starting at 0% p.a. for a 12-month period

Quick & Hassle free process

Online application, minimal documentation, paperless loan agreement

Collateral free Loan

Unsecured Loans upto Rs. 25 Lacs, for a period upto 60 months

Large Merchant network

We work with your preferred merchant; if not, tell us about them

Frequently Asked Questions

Explain the EMI Application Process

✔   Fill Online Application -> get Tentative Approval or Rejection
✔   Email / WhatsApp Docs (Identity, Address & Income Proofs) -> get Approval (Approved Amount, Tenure & Interest Rates)
✔   Verification & Paperless Agreement
✔   Payment Authorization & Disbursement!

Is the loan being given out from a RBI regulated entity?

Yes, the loan is disbursed by a RBI regulated Bank or NBFC, who has partnered with Boro to provide this loan.

How do you check Eligibility & Interest Rate?

We evaluate many parameters, the most important of which are -
✔  Credit History - type & vintage of loan accounts, re-payments with days past due, high sanctioned amount, etc.
✔  Ability to Pay - income & fixed monthly obligations (existing EMIs + expenditure)

What if one has already availed a top-up or a personal loan?

You should still go ahead & check your terms available from Boro. If you get rates better than those from your top-up or personal loan, why should you miss out? Moreover, you can opt out of the process any time, without any obligation whatsoever.